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Online Banking

Privacy Policy

Rev 3/2023

FACTSWHAT DOES HOYNE SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and payment history
  • Account balances and employment information
  • Credit history and account transactions
When you are no longer our customer, we continue to share your information as described in this notice.
How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Hoyne Savings Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes Hoyne Savings Bank share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes—
to offer our products and services to you
YesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes— information about your transactions and experiences YesNo
For our affiliates’ everyday business purposes—
information about your transactions and experiences
NoWe don't share
For our affiliates to market to you YesYes
For nonaffiliates to market to youNoWe don't share

To limit our sharing

Mail us this form

Please note:
If you are a customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.


Questions?Call 773-283-4100 or 708-361-8000 or go to any Hoyne Branch


Who we are
Who is providing this notice?Hoyne Savings Bank, including its affiliate listed below.

What we do
How does Hoyne Savings Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic, and procedural safeguards to protect this information to those employees for whom access is appropriate.
How does Hoyne Savings Bank collect my personal information?We collect your personal information, for example, when you
  • Open an account or pay your bills
  • Apply for a loan or show your driver’s license
  • Use your debit card
Why can't I limit all sharing?Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. [View more on your rights under state law.]
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account—unless you tell us otherwise.

Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include Prospect Services Inc. DBA Hoyne Insurance Services
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Hoyne Savings Bank does not share with nonaffiliates so they can market to you.
Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include securities broker-dealers and insurance agents.


Other important information
Illinois law require that we not disclose any of your financial records or other information regarding your account to persons other than those permitted by Illinois law, for example, our employees and agents, except where allowed by law, unless you authorize us to do so.