Checking & Money Market Accounts

Good Neighbor Checking Account

Account may be opened with a deposit of $100.00 or more.
No minimum daily balance required.
No monthly service charge.
No per-check charge.
Statement of activity is provided monthly.
No interest is paid on this account.
Hoyne Specialty checks are available in wallet or duplicate for free. (Quantity Limited)

Account may be opened with a deposit of $500.00 or more.
A minimum daily balance of $500.00 is required to avoid a monthly service charge.
No per-check charges.
This is a variable rate account which means that the interest rate and annual percentage yield may change at any time at our discretion.
Effective dated transactions and service fees may reduce your annual percentage yield.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal balance in the account each day.

Account may be opened with a deposit of $2,500.00 or more.
A minimum daily balance of $2,500.00 is required to avoid a monthly service charge.
No per-check charges.
This is a variable-rate account which means that the interest rate and annual percentage yield may change at any time at our discretion.
Effective dated transactions and service fees may reduce your annual percentage yield.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal balance in the account each day.

Account may be opened with a deposit of $1,000.00 or more.
A minimum daily balance of $1,000.00 is required to avoid a monthly service charge.
This is a tiered variable-rate account which means that the interest rate and annual percentage yield may change at any time at our discretion.
Effective dated transactions and service fees may reduce your annual percentage yield.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal balance in the account each day.
The number of preauthorized or automatic transfers, third-party checks or withdrawals are limited to six (6) per statement cycle.
A minimum deposit of $100.00 or more is required. A minimum withdrawal of $100.00 either in person or by check is generally accepted. Checks written for less than $100.00 may be paid, but a service fee may be charged.

Please refer to our current Terms and Conditions of your Deposit Accounts booklet and our current Schedule of Fees regarding these accounts.

Account Details	Good Neighbor Checking	No-Minimum Checking Account	Now Checking	Super Now Account	Tiered Money Market Account
Minimum Opening Balance	$250	$100	$500.00	$2,500.00	$1,000.00
Minimum Balance to Avoid a Monthly Service Charge	$0.00	$0.00	$500.00	$2,500.00	$1,000.00
Variable Rate	No interest is paid on this account.	No interest is paid on this account.	The daily balance method is used to calculate the interest on your account.	The daily balance method is used to calculate the interest on your account.	The daily balance method is used to calculate the interest on your account.
Below Minimum Balance Fee	No Minimum Balance Fee	No Minimum Balance Fee	$10.00/mo.	$10.00/mo.	$10.00/mo.